Is Your Retirement Plan Ready for Today’s Cybersecurity Threats?
Practical steps to help protect participants’ data and meet your fiduciary duties. As a retirement plan sponsor, you are juggling plenty of responsibilities. Investment oversight, fee monitoring, participant education… the list goes on. Now there’s another item on your priority list: cybersecurity. If you’re thinking “cybersecurity is an IT issue,” you’re not alone. Many plan […]
Protecting Your Employees from Bad Financial Advice
Why human-led employee education still matters It’s wonderful to live in a time when answers are just a click away. You can easily find out how many inches are in a meter, get TV show recommendations, and find out where the next Olympic Games will happen. But when it comes to financial advice, the internet […]
5 Advanced Tax Strategies for Employers
Elevating the value of your retirement plan Imagine this: It’s year-end and your CPA just reviewed your projected tax bill. Despite contributing to your 401(k), maximizing deductions, and running a profitable business, you’re still writing a sizable check to the IRS. You pause and think, there has to be a better way. If this sounds […]
Q3 2025 – Plan Sponsor Newsletter: Plan Design Considerations Edition
Retirement plan rules are changing, and we are here to keep you informed and updated. Here’s what you need to know: Plan Provisions & SECURE Act 2.0: Automatic enrollment, Roth options, student loan matching, and more. Is your plan designed for today’s workforce? Retirement Readiness: Employees need simple, helpful education to make confident choices. How […]
3 Plan Health Essentials: Forfeitures, Missing Participants, and Force-Outs
A strategic look at your 401(k) plan’s health Ever looked at your company’s 401(k) plan and spotted the name of an old colleague? It takes you down memory lane—you pause and think, “I wonder how they’re doing?” That familiar name may trigger a harmless moment of nostalgia. But it could be a signal for something […]
Retirement Readiness Starts Now: Helping Employees Plan with Confidence
For almost a century, collective investment trusts (CITs) have played an important role in the markets. They were originally introduced in 1927.
Employee Education: Pre-retirement Savings Guide
For almost a century, collective investment trusts (CITs) have played an important role in the markets. They were originally introduced in 1927.
6 Trending Plan Provisions: What’s New and What to Know
For almost a century, collective investment trusts (CITs) have played an important role in the markets. They were originally introduced in 1927.
Participant Corner: Tax Saver’s Credit Reminder
You may be eligible for a valuable incentive, which could reduce your federal income tax liability, for contributing to your company’s 401(k) or 403(b) plan. If you qualify, you may receive a Tax Saver’s Credit of up to $1,000 ($2,000 for married couples filing jointly) if you made eligible contributions to an employer sponsored retirement savings plan. The deduction is claimed in the form of a non-refundable tax credit, ranging from 10% to 50% of your annual contribution.
401(k) Plan Tax Credit Summary
Eligible employers may be able to claim a tax credit of up to $5,000, for three years, for the ordinary and necessary costs of starting a SEP, SIMPLE IRA or qualified plan (like a 401(k) plan.) A tax credit reduces the amount of taxes you may owe on a dollar-for-dollar basis.