203.878.8194 info@fnlonline.com

Individual Clients

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At FNL, we offer the professional knowledge and guidance required to develop a plan that reflects your goals and dreams and brings all of the pieces of your financial life together. For over 20 years, we have worked to gain the trust and confidence of our clients by providing comprehensive, independent, and objective financial advice.  We typically deliver four levels of specialized service to our individual clients. Together, we will identify your current financial position, evaluate your service needs, and determine the appropriate level of service for you.

What can FNL do for you?

Our goal is to earn your trust and build a long-term relationship while providing an exceptional client experience. Many clients come to us with specific needs like retirement planning, education funding, investments, and/or insurance. At FNL, we listen to your needs and put your interests first as we guide you on your financial journey.

Financial Consulting

Today, more than ever, there is an overwhelming amount of financial information available. By learning about your values and goals and taking a comprehensive look at your total financial picture, we can assist in making decisions that make the most sense for you today and for the future.

  • Comprehensive financial planning
  • Retirement planning
  • Specific needs planning (college funding, legacy planning, significant purchases, etc.)
  • Social Security planning
  • Investment advisory
  • Portfolio management
  • Distribution/rollover consulting
  • Asset allocation design

Investments

We will build a portfolio that reflects your cash flow needs, risk tolerance, investment time frame, and tax situation. We have multiple strategies we can implement based on the ever-changing financial landscape, ultimately helping you maximize returns and reach your investment goals.

  • Brokerage accounts
  • Traditional and Roth IRAs
  • Mutual funds
  • ETFs
  • Stocks and bonds
  • Annuities (variable and fixed)
  • Money market funds
  • Alternative investments
  • Third party management programs
  • CDs and savings accounts

Risk Management

An essential piece of protecting your wealth is having a plan in place to take care of your family. We can help clarify your insurance needs based on your overall financial objectives. Whether you need life, long-term care, or disability insurance, we’ll work with you to create a personalized insurance plan to protect what matters most.

  • Life insurance
  • Long-term care insurance (including combination life insurance contracts and the CT Partnership Program)
  • Disability insurance

Take the Next Step

When you choose to work with FNL, you choose to work with our entire Team. We are dedicated to helping you make informed financial choices while monitoring the progress towards your goals. We communicate all information in a way that is easy to understand, work diligently to ensure all details are attended to, and revise your plan as needed to ensure you remain on the right path.

Contact us to learn more about what FNL can do for you.

Client Newsletters

November 2018

August 2018

April 2018

February 2018